Zerafa Legal Solutions

Zerafa Legal Solutions The key to your legal issues - ZLS provides affordable and better services, unmatched in the profession. Call, text or email for information.

10/10/2017

Time to stop procrastinating and get your Last Will & Testament done before ...... well you know.

06/08/2017

Need legal ⚖️ work, just call, text or post.

Zerafa Legal Solutions
01/29/2016

Zerafa Legal Solutions

Hear Ye, Hear Ye, Grandmas and Grandpas, Mom's and Dads,Save loads of money by making final arrangements for your family...
01/29/2016

Hear Ye, Hear Ye, Grandmas and Grandpas, Mom's and Dads,
Save loads of money by making final arrangements for your family now. Learn how to avoid probate and save attorney fees you will spend if you wait.

01/21/2016

Having a will is one of the most important things you can do for yourself and your family. Not only will it legally protect your spouse, children, and assets, it can also spell out exactly how you would like things distributed after you have passed on.
Though each person’s situation is different, below are the top ten reasons to have a will.
1) You decide how your estate will be distributed. A will is a legally-binding document that lets you determine how you would like your estate to be handled upon your death. If you die without a will, there is no guarantee that your intended desires will be carried out. Having a will helps minimize any family fights about your estate that may arise, and also determines the “who, what, and when” of your estate.
2) You decide who will take care of your minor children. A will allows you to make an informed decision about who should take care of your minor children. Absent a will, the court will take it upon itself to choose among family members or a state-appointed guardian. Having a will allows you to appoint the person you want to raise your children or, better, make sure it is not someone you do not want to raise your children.
3) To avoid a lengthy probate process. Contrary to common belief, all estates must go through the probate process, with or without a will. Having a will, however, speeds up the probate process and informs the court how you’d like your estate divided. Probate courts serve the purpose of “administering your estate”, and when you die without a will (known as dying “intestate”), the court will decide how to divide estate without your input, which can also cause long, unnecessary delays.
4) Minimize estate taxes. It allows you to minimize your estate taxes. The value of what you give away to family members or charity will reduce the value of your estate when it’s time to pay estate taxes.
5) You decide who will wind up the affairs of your estate. Personal Representatives make sure all your affairs are in order, including paying off bills, canceling your credit cards, and notifying the bank and other business establishments. Because Personal Representatives play the biggest role in the administration of your estate, you’ll want to be sure to appoint someone who is honest, trustworthy, and organized (which may or may not always be a family member).
6) You can disinherit individuals who would otherwise stand to inherit. Most people do not realize they can disinherit individuals out of their will. You may disinherit individuals who may otherwise inherit your estate if you die without a will. Because wills specifically outline how you would like your estate distributed, absent a will your estate may end up on the wrong hands or in the hands of someone you did not intend (such as an ex-spouse with whom you had a bitter divorce).
7) Make gifts and donations. The ability to make gifts is a good reason to have a will because it allows your legacy to live on and reflect your personal values and interests. In addition, gifts up to $13,000 are excluded from estate tax, so you’re also increasing the value of your estate for your heirs and beneficiaries to enjoy.
8) Avoid greater legal challenges. If you die without a will, part or all of your estate may pass to someone you did not intend. For example, one case involved the estate of a deceased son who was awarded over $1 million from a wrongful death lawsuit. When the son died, the son’s father – who had not been a part of his son's life for over 32 years – stood to inherit the entire estate, leaving close relatives and siblings out of the picture!
9) Because you can change your mind if your life circumstances change. A good reason for having a will is that you can change it at any time while you’re still alive. Life changes, such as births, deaths, and divorce, can create situations where changing your will are necessary.
10) Because tomorrow is not promised. Procrastination and the unwillingness to accept death as part of life are common reasons for not having a will. Sometimes the realization that wills are necessary comes too late – such as when an unexpected death or disability occurs. To avoid the added stress on families during an already emotional time, it is wise to meet with someone to help you draw up a basic estate plan at the minimum, before it’s too late.

12/22/2015

MERRY CHRISTMAS EVERYONE!

Profile Pictures
12/05/2015

Profile Pictures

Profile Pictures
12/05/2015

Profile Pictures

Zerafa Legal Solutions's cover photo
12/05/2015

Zerafa Legal Solutions's cover photo

12/04/2015

Best Birthday present a client gave himself ~ a Last & Testament. He said, the weight of the world was off his shoulders after signing & providing for his family if something happens.....Way to go Tom!

11/26/2015

"We can't help everyone, but everyone can help someone." - Ronald Reagan

ZLS wishes everyone a Happy Thanksgiving!
11/25/2015

ZLS wishes everyone a Happy Thanksgiving!

If you don't have one, get one!
11/15/2015

If you don't have one, get one!

Zerafa Legal Solutions's cover photo
11/15/2015

Zerafa Legal Solutions's cover photo

Zerafa Legal Solutions's cover photo
11/13/2015

Zerafa Legal Solutions's cover photo

See us about all your legal needs, questions or concerns. We have 74 combined years of experience and expertise.
11/13/2015
Zerafa Legal Solutions

See us about all your legal needs, questions or concerns. We have 74 combined years of experience and expertise.

The key to your legal issues - ZLS provides affordable and better services, unmatched in the profession. Call, text or email for information.

PEACE OF MIND: If you have never had a Last Will & Testament prepared or need an update, make an appointment so you can ...
11/13/2015
Zerafa Legal Solutions

PEACE OF MIND: If you have never had a Last Will & Testament prepared or need an update, make an appointment so you can direct the disposition of your real and personal property. Otherwise, if you die intestate the state will do it for you, which will cause unnecessary burdens for your loved ones.

The key to your legal issues - ZLS provides affordable and better services, unmatched in the profession. Call, text or email for information.

11/13/2015

We are back doing what we do best, providing you with honest, fast, efficient and affordable legal services. We vow to serve you better, cheaper and faster than our competitors. Post, call, text or email with your legal questions or concerns.

Profile Pictures
11/13/2015

Profile Pictures

Profile Pictures
11/13/2015

Profile Pictures

Address

134 River St
Elk Rapids, MI
49629

Alerts

Be the first to know and let us send you an email when Zerafa Legal Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Zerafa Legal Solutions:

Nearby businesses